{"id":629,"date":"2022-04-28T19:45:38","date_gmt":"2022-04-28T19:45:38","guid":{"rendered":"https:\/\/lajoie.hu\/law\/?page_id=629"},"modified":"2022-04-28T19:55:51","modified_gmt":"2022-04-28T19:55:51","slug":"ha-fizet-a-biztosito-de-keveset","status":"publish","type":"page","link":"https:\/\/lajoie.hu\/law\/ha-fizet-a-biztosito-de-keveset\/","title":{"rendered":"Ha fizet a biztos\u00edt\u00f3, de keveset"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"629\" class=\"elementor elementor-629\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c8c2687 elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default\" data-id=\"c8c2687\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-babea32\" data-id=\"babea32\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-c234036 animated-slow elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"c234036\" data-element_type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-5a388c4\" data-id=\"5a388c4\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cf1bfea elementor-widget elementor-widget-ekit-nav-menu\" data-id=\"cf1bfea\" data-element_type=\"widget\" data-widget_type=\"ekit-nav-menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ekit-wid-con ekit_menu_responsive_tablet\" data-hamburger-icon=\"\" data-hamburger-icon-type=\"icon\" data-responsive-breakpoint=\"1024\">            <button class=\"elementskit-menu-hamburger elementskit-menu-toggler\">\n                                    <span class=\"elementskit-menu-hamburger-icon\"><\/span><span class=\"elementskit-menu-hamburger-icon\"><\/span><span class=\"elementskit-menu-hamburger-icon\"><\/span>\n                            <\/button>\n            <div id=\"ekit-megamenu-cikkek\" class=\"elementskit-menu-container elementskit-menu-offcanvas-elements elementskit-navbar-nav-default elementskit_line_arrow ekit-nav-menu-one-page-no ekit-nav-dropdown-hover\"><ul id=\"menu-cikkek\" class=\"elementskit-navbar-nav elementskit-menu-po-center submenu-click-on-icon\"><li id=\"menu-item-555\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-555 nav-item elementskit-mobile-builder-content\" data-vertical-menu=750px><a href=\"https:\/\/lajoie.hu\/law\/mit-lehet-tenni-ha-a-nav-vizsgalodik\/\" class=\"ekit-menu-nav-link\">Mit lehet tenni, ha a NAV vizsg\u00e1l\u00f3dik<\/a><\/li>\n<li id=\"menu-item-554\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-554 nav-item elementskit-mobile-builder-content\" data-vertical-menu=750px><a href=\"https:\/\/lajoie.hu\/law\/mi-tortenik-ha-szabalysertesi-eljaras-reszese-lesz\/\" class=\"ekit-menu-nav-link\">Mi t\u00f6rt\u00e9nik, ha szab\u00e1lys\u00e9rt\u00e9si elj\u00e1r\u00e1s r\u00e9szese lesz<\/a><\/li>\n<li id=\"menu-item-553\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-553 nav-item elementskit-mobile-builder-content\" data-vertical-menu=750px><a href=\"https:\/\/lajoie.hu\/law\/az-uj-epitesu-ingatlanokkal-kapcsolatban-felmerulo-kivitelezesi-hibak-jogkovetkezmenyeirol\/\" class=\"ekit-menu-nav-link\">\u00daj \u00e9p\u00edt\u00e9s\u0171 ingatlanok kivitelez\u00e9si hib\u00e1inak jogk\u00f6vetkezm\u00e9nyeir\u0151l<\/a><\/li>\n<\/ul>\n\t\t\t\t<div class=\"elementskit-nav-identity-panel\">\n\t\t\t\t\t<div class=\"elementskit-site-title\">\n\t\t\t\t\t\t<a class=\"elementskit-nav-logo\" href=\"https:\/\/lajoie.hu\/law\" target=\"_self\" rel=\"\">\n                            <img decoding=\"async\" src=\"\" title=\"\" alt=\"\" \/>\n\t\t\t\t\t\t<\/a> \n\t\t\t\t\t<\/div>\n\t\t\t\t\t<button class=\"elementskit-menu-close elementskit-menu-toggler\" type=\"button\">X<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div><div class=\"elementskit-menu-overlay elementskit-menu-offcanvas-elements elementskit-menu-toggler ekit-nav-menu--overlay\"><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8da8383 animated-slow elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"8da8383\" data-element_type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-76dbe46\" data-id=\"76dbe46\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0d9521e elementor-widget elementor-widget-ekit-nav-menu\" data-id=\"0d9521e\" data-element_type=\"widget\" data-widget_type=\"ekit-nav-menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ekit-wid-con ekit_menu_responsive_tablet\" data-hamburger-icon=\"\" data-hamburger-icon-type=\"icon\" data-responsive-breakpoint=\"1024\">            <button class=\"elementskit-menu-hamburger elementskit-menu-toggler\">\n                                    <span class=\"elementskit-menu-hamburger-icon\"><\/span><span class=\"elementskit-menu-hamburger-icon\"><\/span><span class=\"elementskit-menu-hamburger-icon\"><\/span>\n                            <\/button>\n            <div id=\"ekit-megamenu-cikkek-2\" class=\"elementskit-menu-container elementskit-menu-offcanvas-elements elementskit-navbar-nav-default elementskit_line_arrow ekit-nav-menu-one-page-no ekit-nav-dropdown-hover\"><ul id=\"menu-cikkek-2\" class=\"elementskit-navbar-nav elementskit-menu-po-center submenu-click-on-icon\"><li id=\"menu-item-591\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-591 nav-item elementskit-mobile-builder-content\" data-vertical-menu=750px><a href=\"https:\/\/lajoie.hu\/law\/lakohaz-epitesere-alkalmas-telektulajdon-utani-illetekkedvezmeny\/\" class=\"ekit-menu-nav-link\">Lak\u00f3h\u00e1z \u00e9p\u00edt\u00e9s\u00e9re alkalmas telektulajdon ut\u00e1ni illet\u00e9kkedvezm\u00e9ny<\/a><\/li>\n<li id=\"menu-item-634\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-634 nav-item elementskit-mobile-builder-content\" data-vertical-menu=750px><a href=\"https:\/\/lajoie.hu\/law\/ha-fizet-a-biztosito-de-keveset\/\" class=\"ekit-menu-nav-link\">Ha fizet a biztos\u00edt\u00f3, de keveset<\/a><\/li>\n<\/ul>\n\t\t\t\t<div class=\"elementskit-nav-identity-panel\">\n\t\t\t\t\t<div class=\"elementskit-site-title\">\n\t\t\t\t\t\t<a class=\"elementskit-nav-logo\" href=\"https:\/\/lajoie.hu\/law\" target=\"_self\" rel=\"\">\n                            <img decoding=\"async\" src=\"\" title=\"\" alt=\"\" \/>\n\t\t\t\t\t\t<\/a> \n\t\t\t\t\t<\/div>\n\t\t\t\t\t<button class=\"elementskit-menu-close elementskit-menu-toggler\" type=\"button\">X<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div><div class=\"elementskit-menu-overlay elementskit-menu-offcanvas-elements elementskit-menu-toggler ekit-nav-menu--overlay\"><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-49a3947 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"49a3947\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6bb843a\" data-id=\"6bb843a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a033370 elementor-widget elementor-widget-heading\" data-id=\"a033370\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.2 - 04-04-2022 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">Melyek azok a k\u00e1rok, amik\u00e9rt k\u00e1rt\u00e9r\u00edt\u00e9st fizet a biztos\u00edt\u00f3?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22167dd elementor-widget-divider--view-line_text elementor-widget-divider--element-align-center elementor-widget elementor-widget-divider\" data-id=\"22167dd\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.2 - 04-04-2022 *\/\n.elementor-widget-divider{--divider-border-style:none;--divider-border-width:1px;--divider-color:#2c2c2c;--divider-icon-size:20px;--divider-element-spacing:10px;--divider-pattern-height:24px;--divider-pattern-size:20px;--divider-pattern-url:none;--divider-pattern-repeat:repeat-x}.elementor-widget-divider .elementor-divider{display:-webkit-box;display:-ms-flexbox;display:flex}.elementor-widget-divider .elementor-divider__text{font-size:15px;line-height:1;max-width:95%}.elementor-widget-divider .elementor-divider__element{margin:0 var(--divider-element-spacing);-ms-flex-negative:0;flex-shrink:0}.elementor-widget-divider .elementor-icon{font-size:var(--divider-icon-size)}.elementor-widget-divider .elementor-divider-separator{display:-webkit-box;display:-ms-flexbox;display:flex;margin:0;direction:ltr}.elementor-widget-divider--view-line_icon .elementor-divider-separator,.elementor-widget-divider--view-line_text .elementor-divider-separator{-webkit-box-align:center;-ms-flex-align:center;align-items:center}.elementor-widget-divider--view-line_icon .elementor-divider-separator:after,.elementor-widget-divider--view-line_icon .elementor-divider-separator:before,.elementor-widget-divider--view-line_text .elementor-divider-separator:after,.elementor-widget-divider--view-line_text .elementor-divider-separator:before{display:block;content:\"\";border-bottom:0;-webkit-box-flex:1;-ms-flex-positive:1;flex-grow:1;border-top:var(--divider-border-width) var(--divider-border-style) var(--divider-color)}.elementor-widget-divider--element-align-left .elementor-divider .elementor-divider-separator>.elementor-divider__svg:first-of-type{-webkit-box-flex:0;-ms-flex-positive:0;flex-grow:0;-ms-flex-negative:100;flex-shrink:100}.elementor-widget-divider--element-align-left .elementor-divider-separator:before{content:none}.elementor-widget-divider--element-align-left .elementor-divider__element{margin-left:0}.elementor-widget-divider--element-align-right .elementor-divider .elementor-divider-separator>.elementor-divider__svg:last-of-type{-webkit-box-flex:0;-ms-flex-positive:0;flex-grow:0;-ms-flex-negative:100;flex-shrink:100}.elementor-widget-divider--element-align-right .elementor-divider-separator:after{content:none}.elementor-widget-divider--element-align-right .elementor-divider__element{margin-right:0}.elementor-widget-divider:not(.elementor-widget-divider--view-line_text):not(.elementor-widget-divider--view-line_icon) .elementor-divider-separator{border-top:var(--divider-border-width) var(--divider-border-style) var(--divider-color)}.elementor-widget-divider--separator-type-pattern{--divider-border-style:none}.elementor-widget-divider--separator-type-pattern.elementor-widget-divider--view-line .elementor-divider-separator,.elementor-widget-divider--separator-type-pattern:not(.elementor-widget-divider--view-line) .elementor-divider-separator:after,.elementor-widget-divider--separator-type-pattern:not(.elementor-widget-divider--view-line) .elementor-divider-separator:before,.elementor-widget-divider--separator-type-pattern:not([class*=elementor-widget-divider--view]) .elementor-divider-separator{width:100%;min-height:var(--divider-pattern-height);-webkit-mask-size:var(--divider-pattern-size) 100%;mask-size:var(--divider-pattern-size) 100%;-webkit-mask-repeat:var(--divider-pattern-repeat);mask-repeat:var(--divider-pattern-repeat);background-color:var(--divider-color);-webkit-mask-image:var(--divider-pattern-url);mask-image:var(--divider-pattern-url)}.elementor-widget-divider--no-spacing{--divider-pattern-size:auto}.elementor-widget-divider--bg-round{--divider-pattern-repeat:round}.rtl .elementor-widget-divider .elementor-divider__text{direction:rtl}<\/style>\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t\t<span class=\"elementor-divider__text elementor-divider__element\">\n\t\t\t\tJogorvoslatok, ad\u00f3m\u00e9rs\u00e9kl\u00e9s, jogok \u00e9s k\u00f6telezetts\u00e9gek\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cf5e6ca elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cf5e6ca\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e667c12\" data-id=\"e667c12\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3ef2002 elementor-widget elementor-widget-text-editor\" data-id=\"3ef2002\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.2 - 04-04-2022 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>A mai magyar t\u00f6bbszerepl\u00f5s g\u00e9pj\u00e1rm\u00fb casco \u00e9s k\u00f6telez\u00f5 felel\u00f5ss\u00e9g biztos\u00edt\u00e1si piac\u00e1nak liberaliz\u00e1lts\u00e1g\u00e1hoz nem f\u00e9rhet k\u00e9ts\u00e9g.<\/p><p>A biztos\u00edt\u00f3k egyre \u00e9lesed\u00f5 versenye jellemz\u00f5 a biztos\u00edt\u00e1si piacra. Maga a verseny is hat a szerepl\u00f5kre, \u00fajak l\u00e9pek be, m\u00e1sok elt\u00fbnnek ( pl. M\u00c1V Biztos\u00edt\u00f3.) A biztos\u00edt\u00f3knak ki\u00e9lezett versenyhelyzetben kell talpon maradniuk, ami arra \u00f6szt\u00f6nzi \u00f5ket, hogy minden kiad\u00e1suk t\u00f6bbsz\u00f6r\u00f6s racion\u00e1l\u00e1si- k\u00f6lts\u00e9gcs\u00f6kkent\u00f5 sz\u00fbr\u00f5n kereszt\u00fcl menjen \u00e1t. Ennek a szeml\u00e9letnek a sz\u00fcl\u00f6tte az a fajta ,&#8221;szigor\u00fa&#8221; k\u00e1rt\u00e9r\u00edt\u00e9si-k\u00e1rkifizet\u00e9si gyakorlat, aminek a k\u00e1rt szenvedett aut\u00f3s sokszor az elszenved\u00f5je.<\/p><p>A piaci verseny azonban nem adhat alapot arra, hogy a k\u00e1rosult r\u00e9sz\u00e9re a jogszer\u00fb \u00f6sszegn\u00e9l is kevesebbet fizessen ki a biztos\u00edt\u00f3.<\/p><p>A g\u00e9pkocsi k\u00e1rkori \u00e9rt\u00e9k\u00e9nek maghat\u00e1roz\u00e1s\u00e1t t\u00f6bb t\u00e9nyez\u00f5 befoly\u00e1solja. Az el\u00f5zm\u00e9nyk\u00e1rok meghat\u00e1roz\u00e1s\u00e1n\u00e1l el\u00f5fordul, hogy a biztos\u00edt\u00f3 egyes \u00e9rt\u00e9kcs\u00f6kkent\u00f5 elemeket t\u00f6bbnek, m\u00edg \u00e9rt\u00e9kn\u00f6vel\u00f5ket kevesebbnek \u00e9rt\u00e9kel.<\/p><p>Ilyen lehet pl. egyes el\u00f5zm\u00e9nyk\u00e1rok magasabbra \u00e9rt\u00e9kel\u00e9se, extrafelszerel\u00e9sek, \u00e9rt\u00e9kn\u00f6vel\u00f5 t\u00e9nyez\u00f5k alul\u00e9rt\u00e9kel\u00e9se, \u00faj elemek ( pl. gumik) \u00e9rt\u00e9kn\u00f6vel\u00f5 hat\u00e1sainak figyelmen k\u00edv\u00fcl hagy\u00e1sa.<\/p><p>Hib\u00e1san kit\u00f6lt\u00f6tt k\u00e1rbejelent\u00f5 lap indokai is okot adhat pl. ha nincs minden k\u00e1rt szenvedett g\u00e9pkocsielem r\u00f6gz\u00edtve.<\/p><p>Egy balesetben p\u00e9ld\u00e1ul a sebv\u00e1lt\u00f3m\u00fb s\u00e9r\u00fcl\u00e9seit nem tartalmazta a k\u00e1rbejelent\u00f5 lap, ez\u00e9rt azt a biztos\u00edt\u00f3 nem vette bizony\u00edtottnak, \u00edgy kevesebbet fizetett.<\/p><p>Ilyen \u00e9s hasonl\u00f3 estekben a peres elj\u00e1r\u00e1s keret\u00e9ben lehet \u00e9rv\u00e9nyes\u00edteni a k\u00e1rig\u00e9ny-t\u00f6bbletet, ill. ny\u00edlhat m\u00f3d annak bizony\u00edt\u00e1s\u00e1ra.<\/p><p>Csak azt a pert nem lehet megnyerni, amit el sem ind\u00edt a k\u00e1rosult.<\/p><p>Egy\u00e1ltal\u00e1n nem egyedi jelens\u00e9g, hogy a biztos\u00edt\u00f3 \u00e1ltal felk\u00edn\u00e1lt k\u00e1rt\u00e9r\u00edt\u00e9si \u00f6sszeg \u00e9s a biztos\u00edt\u00e1si szerz\u00f5d\u00e9s alapj\u00e1n jogszer\u00fb \u00f6sszeg k\u00f6z\u00f6tt nincs egyez\u00e9s. Ha a biztos\u00edt\u00f3 szak\u00e9rt\u00f5je \u00e1ltal meg\u00e1llap\u00edtott k\u00e1r\u00e9rt\u00e9ket agg\u00e1lyosan alacsonynak tal\u00e1ljuk, nem k\u00f6telez\u00f5 ezzel be\u00e9rn\u00fcnk. Ez esetben is fenn\u00e1ll\u00f3 lehet\u00f5s\u00e9g a k\u00e1rig\u00e9ny peres \u00faton t\u00f6rt\u00e9n\u00f5 \u00e9rv\u00e9nyes\u00edt\u00e9se.<\/p><p>Mely k\u00e1rok\u00e9rt fizethetnek a biztos\u00edt\u00f3k? Vagyoni k\u00e1rok t\u00f6bbek k\u00f6z\u00f6tt a g\u00e9pj\u00e1rm\u0171ben keletkezett k\u00e1r, ruh\u00e1zatot \u00e9rt k\u00e1r, egy\u00e9b ing\u00f3 eszk\u00f6z\u00f6k, melyek a g\u00e9pj\u00e1rm\u0171ben voltak \u00e9s megsemmis\u00fcltek, megrong\u00e1l\u00f3dtak a baleset k\u00f6vetkezt\u00e9ben (pl. laptop, f\u00e9nyk\u00e9pez\u0151g\u00e9p, telefon) tov\u00e1bb\u00e1 orvosi- eg\u00e9szs\u00e9g\u00fcgyi gy\u00f3gy\u00e1szati k\u00f6lts\u00e9gek , hozz\u00e1tartoz\u00f3k l\u00e1togat\u00e1si k\u00f6lts\u00e9gei, valamint felmer\u00fclhet m\u00e9g elmaradt haszon (a baleset ut\u00e1n) a beteg keresetkies\u00e9se, hozz\u00e1tartoz\u00f3k keresetkies\u00e9se, miatti j\u00e1rul\u00e9k.<\/p><p>Megk\u00f6nny\u00edti a munk\u00e1nkat, ha ezekr\u0151l a k\u00f6lts\u00e9gekr\u0151l van sz\u00e1mla, de a sz\u00e1mla nem felt\u00e9tel.<\/p><p>Nem vagyoni k\u00e1rok lehetnek \u00e1ltal\u00e1ban a s\u00e9r\u00fcl\u00e9sekkel j\u00e1r\u00f3 fizikai f\u00e1jdalom, a lelki szenved\u00e9s, hozz\u00e1tartoz\u00f3 elveszt\u00e9s\u00e9nek lelki traum\u00e1ja (k\u00e1rt\u00e9r\u00edt\u00e9sre jogosult minden egyes k\u00f6zvetlen hozz\u00e1tartoz\u00f3), \u00e1pol\u00e1si k\u00f6lts\u00e9gek, rehabilit\u00e1ci\u00f3s k\u00f6lts\u00e9gek, korl\u00e1tozottabb\u00e1 v\u00e1l\u00f3 \u00e9lett\u00e9r, a testi \u00e9ps\u00e9g megroml\u00e1sa, az eg\u00e9szs\u00e9g roml\u00e1sa \u00e1ltal kiv\u00e1ltott s\u00e9relem vagy a t\u00e1rsadalmi st\u00e1tusz \u00e9s \u00e9rt\u00e9kveszt\u00e9s, ill. a j\u00f6v\u0151beli szellemi fizikai fejl\u0151d\u00e9st\u0151l, szakmai egy\u00e9b lehet\u0151s\u00e9gekt\u0151l val\u00f3 eles\u00e9s.<\/p><p>K\u00f6telez\u0151 biztos\u00edt\u00e1s eset\u00e9n a felmer\u00fclt \u00e9s bizony\u00edtott elmaradt haszon is j\u00e1r tov\u00e1bb\u00e1 a sz\u00e1ml\u00e1val igazolt sz\u00e1ll\u00edt\u00e1si k\u00f6lts\u00e9g is ig\u00e9nyelhet\u0151.<\/p><p>K\u00fclf\u00f6ldi baleset eset\u00e9n a hazasz\u00e1ll\u00edt\u00e1s k\u00f6lts\u00e9ge is ig\u00e9nyelhet\u0151.<\/p><p>A perben a k\u00e1rosult r\u00e9sz\u00e9re meg\u00edt\u00e9lt k\u00e1r\u00f6sszegen fel\u00fcl kamat is j\u00e1r, m\u00e9ghozz\u00e1 a k\u00e1resem\u00e9ny id\u00f5pontj\u00e1t\u00f3l sz\u00e1m\u00edtottan. Amennyiben hasonl\u00f3 \u00fcgyben \u00e9rintett, vagy b\u00e1rmilyen k\u00e9rd\u00e9se mer\u00fcl fel fentiek kapcs\u00e1n, forduljon hozz\u00e1nk el\u00e9rhet\u00f5s\u00e9geinken. Koll\u00e9g\u00e1ink k\u00e9szs\u00e9ggel \u00e1llnak rendelkez\u00e9s\u00e9re.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Mit lehet tenni, ha a NAV vizsg\u00e1l\u00f3dik Mi t\u00f6rt\u00e9nik, ha szab\u00e1lys\u00e9rt\u00e9si elj\u00e1r\u00e1s r\u00e9szese lesz?? \u00daj \u00e9p\u00edt\u00e9s\u0171 ingatlanok kivitelez\u00e9si hib\u00e1inak jogk\u00f6vetkezm\u00e9nyeir\u0151l X Lak\u00f3h\u00e1z \u00e9p\u00edt\u00e9s\u00e9re alkalmas telektulajdon ut\u00e1ni illet\u00e9kkedvezm\u00e9ny \u00cdIngatlanforgalmaz\u00f3kat megillet\u0151 2 %-os illet\u00e9kkedvezm\u00e9nyr\u0151l Ha fizet a biztos\u00edt\u00f3, de keveset X Melyek azok a k\u00e1rok, amik\u00e9rt k\u00e1rt\u00e9r\u00edt\u00e9st fizet a biztos\u00edt\u00f3? Jogorvoslatok, ad\u00f3m\u00e9rs\u00e9kl\u00e9s, jogok \u00e9s k\u00f6telezetts\u00e9gek A mai [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-629","page","type-page","status-publish","hentry","wpbf-post"],"_links":{"self":[{"href":"https:\/\/lajoie.hu\/law\/wp-json\/wp\/v2\/pages\/629","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lajoie.hu\/law\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lajoie.hu\/law\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lajoie.hu\/law\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lajoie.hu\/law\/wp-json\/wp\/v2\/comments?post=629"}],"version-history":[{"count":7,"href":"https:\/\/lajoie.hu\/law\/wp-json\/wp\/v2\/pages\/629\/revisions"}],"predecessor-version":[{"id":652,"href":"https:\/\/lajoie.hu\/law\/wp-json\/wp\/v2\/pages\/629\/revisions\/652"}],"wp:attachment":[{"href":"https:\/\/lajoie.hu\/law\/wp-json\/wp\/v2\/media?parent=629"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}